Dear <<First Name>>, 

We are inviting expressions of interest from parties interested in becoming accredited data recipients and participating in CDR testing. These selected participants will be the first  in the Consumer Data Right (CDR) eco-system from February 2020.

Testing strategy

The ACCC will be commencing CDR testing in October 2019 based on its CDR Assurance Strategy for Open Banking. We expect the test strategy will be published next week.

Testing and assurance are necessary to ensure the end-to-end integrity of the CDR eco-system. The testing is designed to be a tightly choreographed sequence of steps which will test the interoperability between the CDR Register, data holders, data recipients and consumers, testing the key variables possible in the overall CDR eco-system.

Selection of data recipients for CDR testing and accreditation

We will be selecting a limited number of data recipients to participate in CDR testing. Those selected for testing will also need to apply for accreditation. Testing and consideration of relevant accreditation applications will proceed in parallel so those selected will be ready to participate in the CDR ecosystem by February 2020. However, participation in testing will not guarantee accreditation.

Applications for accreditation will also open more generally later in the year for participants not selected as part of this process or not wishing to become part of the CDR eco-system from commencement.

To be eligible for participation in the CDR testing, interested parties must:

  • be advanced in their development of IT platform and processes for CDR, with the ability to start testing in October 2019
  • be able to comply with the obligations of an accredited person as set out in Part 5 of the draft of the Rules. It is anticipated that the next version of the Rules will be published in early September. In the meantime the draft Rules provide a good guide as to what will be included in the Rules.
  • intend to apply for accreditation and participate in the CDR eco-system from commencement in February 2020
  • have a use case for CDR with the data in scope for February 2020
  • have the resources and test environment(s) to support the test effort.

If you consider you meet the conditions above, we encourage you to complete the survey available on the ACCC’s consultation hub. The survey will close on 6 September.

Your responses to the survey will be used to assess whether you are eligible to participate and to decide who we select as test participants and initial data recipients.

Kind regards,

Consumer Data Right Branch

Australian Competition and Consumer Commission (ACCC)